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100,000 Bonus Points After You Spend $2,000 On Purchases In The First 3 Months From Account Opening: This product is not available to either (i) current cardmembers of any personal IHG One Rewards Credit Card, or (ii) previous cardmembers of any personal IHG One Rewards Credit Card who received a new cardmember bonus for any personal IHG One Rewards Credit Card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your IHG One Rewards account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.
Earning Points: Rewards Program Agreement: For more information about the IHG One Rewards Traveler card rewards program, view the latest Rewards Program Agreement (PDF) Opens in a new window. We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com Opens in a new window.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an IHG One Rewards credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
5 points ("5X points"): You’ll earn 5 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards. Go to , as applicable, for a list of hotels participating in IHG One Rewards. You will only receive the accelerated earn of 5 points for each $1 spent from this credit card program. IHG One Rewards is responsible for ensuring all hotels participating in IHG One Rewards are correctly reported to Chase for earn on IHG One Rewards credit card purchases. Additional points received under the IHG One Rewards program for stays at hotels participating in IHG One Rewards will be earned in accordance with the IHG One Rewards Membership Terms and Conditions.
3 points ("3X points"): You’ll earn 3 points for each $1 spent on purchases in the following rewards categories: utilities; internet, cable, and phone services; select streaming services; dining at restaurants including takeout and eligible delivery services; and gas stations.
2 points ("2X points"): You’ll earn 2 points for each $1 spent on all other purchases.
Information about earning/transferring points to IHG One Rewards: Points earned during a billing cycle are automatically transferred to IHG One Rewards after the end of each billing cycle.
Points expiration: The points transferred to your IHG One Rewards account will not expire as long as there is IHG One Rewards program activity for 12 consecutive months, depending on your status. IHG One Rewards Membership terms and conditions apply. For complete program details, visit .
Losing points: You’ll immediately lose all points that haven’t been transferred to IHG One Rewards if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.
Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window.
Earning Points From IHG: IHG One Rewards members earn on qualifying stays and eligible charges at IHG® Hotels and Resorts in the following manner: Members earn 10 points per $1 spent and Silver Elite members earn an additional 2 points per $1 spent (20% bonus), except at Candlewood Suites® and Staybridge Suites® where members earn 5 points per $1 spent and Silver Elite members earn an additional 1 point per $1 spent (20% bonus), IHG® Army Hotels where members earn 3 points per $1 spent and Silver Elite members earn an additional 0.6 point per $1 spent (20% bonus), and IHG® Residence properties where members earn 2.5 points per $1 spent and Silver Elite members earn an additional 0.5 point per $1 spent (20% bonus). All point deposits will be totaled and rounded to the nearest whole number. IHG One Rewards members earn on qualifying stays at The Venetian® Resort Las Vegas in the following manner: Members earn 2,000 points per qualifying stay. Stays must be booked on a direct IHG® booking channel such as in order to qualify. Points earned with your IHG One Rewards membership and Silver Elite status will post directly to your IHG One Rewards account and will not appear on your Chase credit card statement. For complete program details, visit .
Points To Nights: Some properties are subject to resort fees. IHG hotel prices are not static and fluctuate day-to-day. As a result the number of IHG One Rewards points that must be redeemed for a Reward Night will also vary from day-to-day and will be different at different hotels.
Automatic Silver Elite Status: As an IHG One Rewards Traveler credit cardmember, you qualify for automatic IHG One Rewards Silver Elite status for as long as you remain a Traveler credit cardmember, and as long as your IHG One Rewards membership account remains in good standing. Please allow 6 to 8 weeks after account opening for the automatic Silver Elite status to be applied to your IHG One Rewards account.
10,000 bonus points each calendar year: You’ll receive 10,000 bonus points each calendar year during which you spend at least $10,000 in purchases. “Calendar year” means January 1 through December 31 of that same year. Purchases are when you, or an authorized user, use an IHG One Rewards Traveler Credit Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Redeem Three Nights, Get Fourth Reward Night Free: For each standard room Reward Night stay of 4 or more nights, every 4th night is free. Applies only to 4 or more consecutive nights within the same Reward Night point redemption room stay at the same property. With this benefit, eligible members will be charged the Reward Night point redemption rate for the first 3 nights, and 0 points for the 4th night of the stay, as applicable. If 4th Reward Night Free reservation is cancelled, or check-out occurs before the 4th night, the 4th Reward Night is forfeited and has no cash or point value. Members can utilize the 4th Reward Night Free benefit on an unlimited number of stays annually. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. IHG One Rewards Reward Night terms and conditions apply. Offer does not apply to paid stays or Points & Cash bookings. Chase is not responsible for offer fulfillment.
Global Traveler Magazine: IHG One Rewards Premier Card named “Best Frequent-Stay Affinity Credit Card Promotions” as voted by the readers of Global Traveler, . Source: Global Traveler, 2023.
Gold Elite Status: Each Calendar Year you make purchases totaling $20,000 or more, you, as the primary cardmember, will qualify for Gold Elite Status through December 31 of the following year. “Calendar year” means January 1 through December 31 of that same year. Purchases are when you, or an authorized user, use IHG One Rewards Traveler Credit Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn IHG One Rewards points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to 8 weeks after qualifying for the Gold Elite Status award to be applied to your IHG One Rewards account. To qualify for and maintain Gold Elite Status your account must be open and not in default. If you do not qualify for this bonus offer, in order to receive Gold Elite benefits you must qualify for Gold Elite Status under the terms of the IHG One Rewards program. Only one IHG One Rewards Credit Card account per IHG One Rewards member is eligible for the Gold Elite Status award. Rewards member must be the primary cardmember on the qualifying credit card account. Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Gold Elite benefits and services.
Save 20% On Points Purchases: Save at least 20% on points purchases when you pay for those points with your IHG One Rewards Premier, Premier Business or Traveler Credit Cards. Point purchase amounts are subject to change by IHG One Rewards. These points are Non-Elite Qualifying points. Upon completion of the points purchase, you agree that the total dollar price of the points, minus the discount, will be immediately charged to your credit card. The cost for the points purchased is non-refundable. The 20% discount cannot be combined with any other points purchase offer. Point purchase transactions managed by .
Early Access to IHG Reward Night Sales: As an IHG One Rewards credit cardmember, you are eligible for early access to Reward Night sales when offered by IHG. Reward Night sales offer a discount off the number of points needed to book a stay if using points only. If using Points & Cash, the discount will be applied to the cash portion. IHG will send communication of these sales via email and discounts will be available when booking three (3) or fewer consecutive Reward Nights at a participating hotel through while signed into your IHG One Rewards account. Campaign dates, the early booking period and discount details will be included in the communication sent from IHG. The sales offers and any redemption of points for Reward Nights are subject to the general IHG One Rewards Membership Terms and Conditions, which are available by visiting . Offers are not available to use along with the “Fourth Reward Night Free” cardmember benefit when booking a stay of four (4) or more consecutive Reward Nights. This offer is not from Chase. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services.
Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase Opens in a new window.
Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com Opens in a new window or the Chase Mobile App.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.
IHG ONE REWARDS PROGRAM INFORMATION
Points accrued and awards issued are subject to the terms and conditions of the IHG One Rewards program. for complete terms and conditions of the IHG One Rewards program, including all redemption values, or refer to . Terms and conditions of the IHG One Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG One Rewards program through this offer, although existing IHG One Rewards memberships will not be affected. Additional authorized users will not be enrolled in the IHG One Rewards program as a result of this offer. IHG One Rewards points awarded through the use of the authorized user’s card will only be credited to the Primary Cardmember’s IHG One Rewards account.
IHG One Rewards Traveler credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.
